When does it go from "Too good to be true" to simply TRUE?

I have been talking to hundreds of people about the Principal Reduction Refinance program lately and all too often people tell me that it just sounds too good to be true. I admit, I agree, but with the federal government shoveling money to all the big banks and insurance companies, you have to wonder at what point some of this money will trickle down to us common folk.

Well like most things government related, the money is there, you just have to know where to look for it and how to grab some for yourself. This is no easy feat, believe me. Not only do you need to know that there is money there, but you have to know where "there" is. Your probably going to need to know the specific lingo and its going to take some time.

Problem is, most of us have a regular life. We have jobs, kids, commitments, responsibilities. We don't have the 5-10 hours a week that it would take to get through all of the road blocks and red tape. It's frustrating and, more often than not, just doesn't seem worth the effort. Especially when everyone is telling you that it can't be done.

But then I come along and tell you it CAN be done, and I show you proof. I show you examples of people we have helped to shave hundreds of Thousands of dollars off their mortgages. I show you how we have saved people hundreds of dollars a month on their mortgages. And I show you that all of this can be done without having to be delinquent on your mortgage.

And what does everyone say?

"It sounds too good to be true."

Well do me a favor. If you have read this far, please go to this link:

http://www.streetinsider.com/Economic+Data/Obama+Updates+Mortgage+Program+To+Include+Second+Mortgage+And+To+Refinance+Underwater+Borrowers/4594412.html

This is an article from the Street Insider that talks about the Obama Administration not only supporting Short Payoff Refinancing, but is actively forcing banks to consider them. Of course the banking industry will fight this, but with all the TARP funds they have accepted from the Government, they aren't going to fight it for long.

Question is, are you going to get in early and get your share of the Billions of TARP dollars or are you going to sit there and tell yourself "It sounds too good to be true."